Term & Conditions

INTRODUCTION

Welcome to the Internet Site of Peter McKay (referred to herein as “Peter McKay,” “we,” “us,” or “our”). PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. By using the PETER MCKAY Site, you signify your agreement to these terms of use. If you do not agree to these terms of use, please do not use the PETER MCKAY Site. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms at any time. Please check these terms periodically for changes. Your continued use of this PETER MCKAY Site following the posting of changes to these terms will mean you accept those changes.

RESTRICTIONS ON USE OF MATERIALS

All materials contained in this Site are the copyrighted property of PETER MCKAY. All trademarks, service marks, and trade names are proprietary to the PETER MCKAY. No material from the PETER MCKAY Site or any Internet site owned, operated, licensed, or controlled by us may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, noncommercial home use only, provided that (i) you keep intact all copyright and other proprietary notices, (ii) you make no modifications to the materials, (iii) you do not use the materials in a manner that suggests an association with any of our products, services, or brands, and (iv) you do not download quantities of materials to a database that can be used to avoid future downloads from any PETER MCKAY Site. For purposes of these terms, the use of any such material on any other Web site or computer environment is prohibited. All trademarks, service marks, trade names, and trade dress are proprietary to us.

In the event you download software from any PETER MCKAY Site, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the “Software”) are licensed to you by us for your personal, noncommercial home use only. We do not transfer title to the Software to you. You own the medium on which the Software is recorded, but we (or third-party licensors) retain full and complete title to the Software and all intellectual property rights therein. You may not redistribute, sell, de-compile, reverse engineer, disassemble, or otherwise reduce the Software to a human-readable form.

CANCELLATION POLICY

Sessions cancelled within 24 hours of commencement time will be charged at the full rate.

COMMUNICATIONS/SUBMISSIONS

When you visit the PETER MCKAY site or send e-mails to PETER MCKAY, you are communicating with PETER MCKAY electronically. You consent to receive communications from PETER MCKAY electronically. PETER MCKAY will communicate with you by email or by posting notices on this Site. You agree that all agreements, notices, disclosures and other communications that PETER MCKAY provides to you electronically satisfy any legal requirement that such communications be in writing.

Any creative materials which you transmit to the Site or PETER MCKAY by electronic mail, telephone conference call, live or recorded interview, or otherwise, including creative suggestions, ideas, notes, drawings, concepts or other information, communications including any data, questions, comments, suggestions, or the like (collectively, the “Information”) shall be deemed, and shall remain, the property of PETER MCKAY. None of the Information shall be subject to any obligation of confidence on the part of PETER MCKAY and PETER MCKAY shall not be liable for any use or disclosure of any Information and PETER MCKAY is hereby granted a non-exclusive license to use in perpetuity, throughout the universe, any now known or hereafter existing rights to the Information of every kind and nature and shall be entitled without restriction to use, reproduce, modify, adapt, publish, translate, create derivative works from, and distribute or incorporate the Information for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Information.

CONTENT LINKED TO ANY PETER MCKAY SITE

Please exercise discretion while browsing the Internet using the PETER MCKAY Site. You should be aware that when you are on the PETER MCKAY Site, you could be directed to other sites that are beyond our control. There are links to other sites from PETER MCKAY pages that take you outside of our service. For example, if you click on a banner advertisement or a search result, the click may take you off the PETER MCKAY Site. This includes links from advertisers, sponsors, and content partners that may use our logo(s) as part of a co-branding agreement. These other sites may send their own cookies to users, collect data, solicit personal information, or contain information that you may find inappropriate or offensive. In addition, advertisers on PETER MCKAY Sites may send cookies to users that we do not control.

We reserve the right to disable links from third-party sites to any PETER MCKAY Site.

We make no representations concerning the content of sites listed in any of our directories. Consequently, we cannot be held responsible for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in sites listed in our search results or otherwise linked to the PETER MCKAY Site.

DISCLAIMER AND LIMITATIONS OF LIABILITY

Your use and browsing of the Site is at your own risk. If you are dissatisfied with the Site, any of the materials contained in the Site including, without limitation, the teleseminars and other PETER MCKAY communications, voicemails, and electronic transmittals to members, with this User Agreement or if the Site is not functioning to your expectations, your sole and exclusive remedy is to discontinue accessing and using the Site. PETER MCKAY contains facts, views, opinions, statements and recommendations of third party individuals and organizations. PETER MCKAY does not represent or endorse the accuracy, correctness or reliability of any advice, opinion, statement or other information displayed, uploaded or distributed through the Site. You should regard statements non-factual in nature to constitute current opinions, which are subject to change. Any reliance upon any such opinion, advice, statement or information is at your sole risk.

PETER MCKAY cannot ensure that you will be satisfied with any products or services that may be advertised on the Site or that you may purchase from a third-party site that may be on, or linked to or from the Site, since such product or services may be owned and operated by independent retailers. PETER MCKAY has not taken any steps to confirm the accuracy or reliability of any of the information contained in such advertisements or third-party sites. PETER MCKAY does not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party, and you hereby irrevocably waive any claim against PETER MCKAY, its affiliated companies, affiliates and their respective directors, officers, employees and agents with respect to such sites. PETER MCKAY strongly encourages you to make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties.

INDEMNIFICATION

You agree to defend, indemnify and hold harmless PETER MCKAY, its parents, subsidiaries, affiliates and their respective directors, officers, employees and agents from and against any and all claims, actions, suits or proceedings, as well as any and all losses, liabilities, damages, costs and expenses (including reasonable attorneys fees) arising out of or accruing from: (a) any Materials posted or otherwise provided by you that infringe any copyright, trademark, trade secret, trade dress, patent or other intellectual property right of any person or defames any person or violates their rights of publicity or privacy, (b) any misrepresentation made by you in connection with your use of the Site or reliance by you on any Materials contained on the Site; (c) any non-compliance by you of the User Agreement; and (d) claims brought by persons or entities other than the parties to this Agreement arising from or related to your access and use of the Site, including the Information or Materials obtained through the Site.

All information, content, services displayed on, transmitted through, or used in connection with this Site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, is the property of PETER MCKAY. PETER MCKAY respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact: pmckay@petermckay.com.au

CREDIT CARDS

To protect the security of your credit card information, we employ the industry-standard Secure Sockets Layer (SSL) technology.